The study 'Procrastination Behaviour, Stress Tolerance, and Study Habits' attempts to fill some gap of cross culture analysis in two places: Kerala and Abu Dhabi, since there are large numbers of Indians in Abu Dhabi. A student showing procrastination behaviour in a school setting is likely to be stressed out with poor study habits. Data were analysed using the statistical techniques; such as Test of significance (t-test) of the difference between means for large independent sample, Product-moment coefficient of correlation - person r. The results of this research revealed that students of U.A.E. have a lower level of stress tolerance, when compared to those from Kerala, but no significant difference was observed with procrastination behaviour and study habits.